/* ==========================================================================
   Empowered Insurance LLC — Design System (V2 Bold Lightning Dark)
   agency.myempoweredinsurance.com
   ========================================================================== */

:root{
  --navy:#050D1A;
  --navy-mid:#0B1220;
  --brand:#3B82F6;
  --brand-hover:#2563EB;
  --sky:#0F172A;
  --ink:#F1F5F9;
  --body:#CBD5E1;
  --muted:#94A3B8;
  --line:#1E293B;
  --line-strong:#334155;
  --card:#0F172A;
  --card-soft:#F8FAFC;
  --accent-soft:rgba(59,130,246,0.12);
  --accent-line:rgba(59,130,246,0.35);
  --ok:#0f7b53;
  --ok-soft:#e8f7f0;
  --warn-ink:#8a6d1f;
  --warn-bg:#fff8e6;
  --warn-line:#f2dfa6;
  --radius:12px;
  --radius-sm:8px;
  --radius-lg:16px;
  --shadow:0 4px 24px rgba(15,23,42,0.08);
  --shadow-lg:0 20px 50px rgba(0,0,0,0.25);
  --maxw:1140px;
  --grad:linear-gradient(135deg,#050D1A 0%,#1E3A5F 55%,#1A56DB 100%);
  --grad-cta:linear-gradient(135deg,#050D1A,#3B82F6);
}

*{box-sizing:border-box;}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%;}
body{
  margin:0;background:var(--navy-mid);color:var(--body);
  font-family:"Inter",-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;
  font-size:16px;line-height:1.7;-webkit-font-smoothing:antialiased;
}
img{max-width:100%;display:block;}
a{color:var(--brand);text-decoration:none;}
a:hover{text-decoration:underline;}
h1,h2,h3,h4{color:var(--ink);margin:0;line-height:1.2;letter-spacing:-.02em;}
p{margin:0 0 1em;}
ul{margin:0 0 1em;padding-left:1.25rem;}
li{margin:.35em 0;}
strong{color:var(--ink);font-weight:700;}
hr{border:0;border-top:1px solid var(--line);margin:34px 0;}

.wrap{max-width:var(--maxw);margin:0 auto;padding:0 24px;}
.wrap-narrow{max-width:820px;margin:0 auto;padding:0 24px;}
.center{text-align:center;}
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0;}

.skip{position:absolute;left:-9999px;top:0;background:#fff;color:var(--navy);padding:10px 16px;z-index:200;border-radius:0 0 10px 0;font-weight:700;}
.skip:focus{left:0;}

/* --------------------------------------------------------- Header */
.site-header{
  position:sticky;top:0;z-index:100;background:rgba(5,13,26,.92);
  backdrop-filter:saturate(180%) blur(12px);border-bottom:1px solid var(--line);
}
.nav{display:flex;align-items:center;gap:18px;height:72px;}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none;flex:none;color:var(--ink);}
.brand:hover{text-decoration:none;}
.brand img.logo{height:36px;width:auto;}
.brand .mark{
  width:38px;height:38px;border-radius:11px;overflow:hidden;flex:none;
  display:flex;align-items:center;justify-content:center;
}
.brand .mark img{width:100%;height:100%;object-fit:cover;}
.brand .name{display:flex;flex-direction:column;line-height:1.1;}
.brand .name b{color:var(--ink);font-size:16.5px;font-weight:800;letter-spacing:-.02em;}
.brand .name span{color:var(--muted);font-size:10.5px;font-weight:600;letter-spacing:.14em;text-transform:uppercase;}

.nav-links{display:flex;align-items:center;gap:4px;margin-left:auto;}
.nav-links a{
  color:#E2E8F0;font-size:14.5px;font-weight:500;padding:9px 13px;border-radius:9px;
  text-decoration:none;transition:background .15s,color .15s;white-space:nowrap;
}
.nav-links a:hover{color:var(--brand);background:var(--accent-soft);text-decoration:none;}
.nav-links a.active{color:var(--brand);background:var(--accent-soft);}
.nav-cta{display:flex;align-items:center;gap:10px;margin-left:14px;}
.nav-tel{
  display:inline-flex;align-items:center;gap:7px;color:#E2E8F0;font-weight:600;font-size:14.5px;
  padding:9px 13px;border-radius:9px;border:1px solid var(--line-strong);white-space:nowrap;
}
.nav-tel:hover{border-color:var(--brand);color:var(--brand);text-decoration:none;}

.nav-toggle{
  display:none;margin-left:auto;background:var(--sky);border:1px solid var(--line-strong);
  border-radius:10px;width:42px;height:42px;align-items:center;justify-content:center;cursor:pointer;color:var(--ink);
}
#nav-check{display:none;}

/* --------------------------------------------------------- Buttons */
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:9px;
  font-size:15px;font-weight:700;padding:13px 24px;border-radius:8px;
  border:1px solid transparent;cursor:pointer;text-decoration:none;transition:transform .12s,box-shadow .15s,background .15s;
  font-family:inherit;line-height:1.2;
}
.btn:hover{text-decoration:none;transform:translateY(-1px);}
.btn-primary{background:var(--brand);color:#fff;box-shadow:0 10px 22px -10px rgba(59,130,246,.7);}
.btn-primary:hover{background:var(--brand-hover);color:#fff;}
.btn-light{background:#fff;color:var(--brand);}
.btn-light:hover{background:#F1F5F9;color:var(--brand);}
.btn-ghost{background:transparent;color:#fff;border-color:rgba(255,255,255,.4);}
.btn-ghost:hover{background:rgba(255,255,255,.12);color:#fff;}
.btn-outline{background:transparent;color:var(--brand);border-color:var(--brand);}
.btn-outline:hover{background:var(--accent-soft);color:var(--brand);}
.btn-lg{padding:16px 30px;font-size:16px;}
.btn-block{width:100%;}
.btn:disabled{opacity:.55;cursor:not-allowed;transform:none;}

/* --------------------------------------------------------- Hero */
.hero{background:var(--grad);color:#fff;position:relative;overflow:hidden;}
.hero::after{
  content:"";position:absolute;inset:0;pointer-events:none;
  background:
    radial-gradient(680px 340px at 88% -10%,rgba(59,130,246,.35),transparent 62%),
    radial-gradient(520px 300px at 4% 108%,rgba(26,86,219,.28),transparent 60%);
}
.hero .wrap{position:relative;z-index:1;}
.hero-inner{display:grid;grid-template-columns:1.08fr .92fr;gap:48px;align-items:center;padding:72px 0 80px;}
.eyebrow{
  display:inline-flex;align-items:center;gap:8px;font-size:12px;letter-spacing:.12em;text-transform:uppercase;
  font-weight:700;color:#93C5FD;margin-bottom:16px;
}
.hero h1{font-size:clamp(32px,4.4vw,46px);font-weight:850;color:#fff;letter-spacing:-.03em;}
.hero .lede{margin-top:18px;color:#CBD5E1;font-size:17.5px;max-width:56ch;}
.hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:28px;}
.hero-trust{display:flex;flex-wrap:wrap;gap:10px;margin-top:28px;}
.chip{
  display:inline-flex;align-items:center;gap:7px;background:rgba(255,255,255,.1);
  border:1px solid rgba(255,255,255,.18);color:#E0F2FE;font-size:12.5px;font-weight:600;
  padding:7px 13px;border-radius:999px;
}

/* Page hero (interior pages) */
.page-hero{background:var(--grad);color:#fff;padding:56px 0 92px;position:relative;overflow:hidden;}
.page-hero::after{content:"";position:absolute;inset:0;pointer-events:none;
  background:radial-gradient(620px 320px at 90% -20%,rgba(59,130,246,.32),transparent 62%);}
.page-hero .wrap,.page-hero .wrap-narrow{position:relative;z-index:1;}
.page-hero h1{color:#fff;font-size:clamp(28px,3.6vw,40px);font-weight:850;}
.page-hero .sub{margin-top:14px;color:#CBD5E1;font-size:16px;max-width:62ch;}
.pill{
  display:inline-block;margin-top:20px;background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.22);
  color:#fff;font-size:12.5px;font-weight:600;padding:7px 14px;border-radius:999px;
}

/* --------------------------------------------------------- Sections */
.section{padding:72px 0;}
.section-tight{padding:48px 0;}
.section-alt{background:var(--sky);border-top:1px solid var(--line);border-bottom:1px solid var(--line);}
.section-head{max-width:660px;margin-bottom:38px;}
.section-head.center{margin-left:auto;margin-right:auto;text-align:center;}
.kicker{font-size:12px;letter-spacing:.14em;text-transform:uppercase;font-weight:700;color:var(--brand);margin-bottom:12px;}
.section h2{font-size:clamp(25px,3vw,34px);font-weight:800;color:var(--ink);}
.section-head p{margin-top:14px;color:var(--muted);font-size:16.5px;}

/* --------------------------------------------------------- Cards / grids */
.grid{display:grid;gap:22px;}
.grid-2{grid-template-columns:repeat(2,1fr);}
.grid-3{grid-template-columns:repeat(3,1fr);}
.grid-4{grid-template-columns:repeat(4,1fr);}

.card{
  background:var(--card);border:1px solid var(--line);border-radius:var(--radius);
  padding:28px;box-shadow:var(--shadow);
}
.card h3{font-size:18px;font-weight:750;margin-bottom:8px;color:var(--ink);}
.card p{color:var(--muted);font-size:15px;margin-bottom:0;}
.card .icon{
  width:46px;height:46px;border-radius:12px;background:var(--accent-soft);color:var(--brand);
  display:flex;align-items:center;justify-content:center;margin-bottom:16px;border:1px solid var(--accent-line);
}
.card-link{margin-top:16px;display:inline-flex;align-items:center;gap:6px;font-weight:700;font-size:14.5px;}

.value{display:flex;gap:16px;align-items:flex-start;}
.value .num{
  flex:none;width:38px;height:38px;border-radius:11px;background:var(--brand);color:#fff;
  font-weight:800;font-size:15px;display:flex;align-items:center;justify-content:center;
}
.value h3{font-size:17px;font-weight:750;margin-bottom:4px;color:var(--ink);}
.value p{color:var(--muted);font-size:15px;margin:0;}

.split{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:center;}
.panel{
  background:rgba(59,130,246,0.08);border:1px solid var(--accent-line);border-radius:var(--radius-lg);
  padding:34px;
}
.checklist{list-style:none;padding:0;margin:0;}
.checklist li{display:flex;gap:11px;align-items:flex-start;margin:12px 0;font-size:15.5px;color:var(--body);}
.checklist li svg{flex:none;margin-top:4px;}

/* --------------------------------------------------------- Founders */
.founders{display:grid;grid-template-columns:1.1fr 1fr;gap:48px;align-items:center;}
.founders-photo{border-radius:16px;overflow:hidden;box-shadow:var(--shadow-lg);border:1px solid var(--line);}
.founders-photo img{width:100%;height:auto;object-fit:cover;display:block;}
.founders-bios{display:grid;gap:28px;}
.person{display:flex;gap:16px;align-items:flex-start;}
.person .avatar{
  width:56px;height:56px;border-radius:12px;background:var(--brand);color:#fff;
  display:flex;align-items:center;justify-content:center;font-weight:800;font-size:18px;flex-shrink:0;
}
.person h3{font-size:18px;font-weight:800;margin-bottom:2px;color:var(--ink);}
.person .role{font-size:13px;font-weight:600;color:var(--brand);margin-bottom:6px;}
.person p{font-size:14.5px;color:var(--muted);margin:0;}

/* --------------------------------------------------------- Sheet (legal pages) */
.sheet{
  max-width:860px;margin:-56px auto 66px;background:var(--card);border:1px solid var(--line);
  border-radius:var(--radius-lg);box-shadow:var(--shadow-lg);padding:16px 48px 50px;position:relative;color:var(--body);
}
.sheet h2{display:flex;align-items:center;gap:12px;font-size:20px;font-weight:750;margin:34px 0 6px;color:var(--ink);}
.sheet h2 .num{
  flex:none;width:30px;height:30px;border-radius:9px;background:var(--accent-soft);color:var(--brand);
  font-size:14px;font-weight:700;display:flex;align-items:center;justify-content:center;border:1px solid var(--accent-line);
}
.sheet h3{font-size:15.5px;font-weight:700;margin:20px 0 3px;color:var(--ink);}
.sheet p,.sheet li{font-size:15.5px;}
.lead{font-size:16.5px;color:#CBD5E1;margin:22px 0 6px;}
.toc{display:flex;flex-wrap:wrap;gap:8px;margin:26px 0 6px;}
.toc a{
  font-size:13px;color:var(--muted);text-decoration:none;background:var(--sky);border:1px solid var(--line);
  padding:6px 12px;border-radius:999px;transition:all .15s;
}
.toc a:hover{color:var(--brand);border-color:var(--accent-line);background:var(--accent-soft);text-decoration:none;}
.callout{background:var(--accent-soft);border:1px solid var(--accent-line);border-radius:14px;padding:4px 24px 20px;margin:20px 0;}
.callout .head{display:flex;align-items:center;gap:10px;margin-top:18px;margin-bottom:6px;}
.callout .head span{font-weight:750;color:var(--brand);font-size:15px;}
.callout p:last-child{margin-bottom:0;}
.note{
  font-size:13.5px;color:var(--warn-ink);background:var(--warn-bg);border:1px solid var(--warn-line);
  border-radius:12px;padding:14px 18px;margin:22px 0;line-height:1.6;
}
.contact-box{background:var(--sky);border:1px solid var(--line);border-radius:14px;padding:20px 24px;margin-top:14px;}
.contact-box p:last-child{margin-bottom:0;}
table.simple{width:100%;border-collapse:collapse;margin:18px 0;font-size:14.5px;}
table.simple th,table.simple td{border:1px solid var(--line);padding:10px 13px;text-align:left;vertical-align:top;}
table.simple th{background:var(--sky);font-weight:700;color:var(--ink);}

/* --------------------------------------------------------- Forms */
.form-card{
  background:var(--card-soft);color:#0F172A;border:1px solid #E2E8F0;border-radius:var(--radius-lg);
  box-shadow:var(--shadow-lg);padding:32px;
}
.form-card h2{font-size:22px;font-weight:800;margin-bottom:6px;color:#0F172A;}
.form-card .form-sub{color:#64748B;font-size:14.5px;margin-bottom:22px;}
.field{margin-bottom:16px;}
.field label{display:block;font-size:13.5px;font-weight:700;color:#0F172A;margin-bottom:6px;}
.field .req{color:#DC2626;}
.field .hint{font-size:12.5px;color:#64748B;margin-top:5px;line-height:1.5;}
.field input[type=text],
.field input[type=email],
.field input[type=tel],
.field input[type=number],
.field select,
.field textarea{
  width:100%;font-family:inherit;font-size:15px;color:#0F172A;background:#fff;
  border:1.5px solid #CBD5E1;border-radius:8px;padding:12px 14px;transition:border-color .15s,box-shadow .15s;
}
.field input:focus,.field select:focus,.field textarea:focus{
  outline:none;border-color:var(--brand);box-shadow:0 0 0 3px rgba(59,130,246,.18);
}
.field textarea{min-height:110px;resize:vertical;}
.field-row{display:grid;grid-template-columns:1fr 1fr;gap:14px;}

.consent{
  border:1px solid #CBD5E1;border-radius:12px;padding:16px 18px;margin:14px 0;background:#F1F5F9;
}
.consent.primary{border-color:#BFDBFE;background:#EFF6FF;}
.consent-row{display:flex;gap:12px;align-items:flex-start;}
.consent-row input[type=checkbox]{
  flex:none;width:20px;height:20px;margin:2px 0 0;accent-color:var(--brand);cursor:pointer;
}
.consent-row label{font-size:13px;line-height:1.62;color:#334155;cursor:pointer;font-weight:400;}
.consent-row label b{font-weight:700;color:#0F172A;}
.consent-title{font-size:12px;font-weight:800;letter-spacing:.08em;text-transform:uppercase;color:var(--brand);margin-bottom:10px;}
.form-legal{font-size:12.5px;color:#64748B;line-height:1.65;margin-top:16px;}
.form-status{display:none;margin-top:16px;border-radius:12px;padding:14px 16px;font-size:14.5px;}
.form-status.ok{display:block;background:var(--ok-soft);border:1px solid #b9e3d0;color:var(--ok);}
.form-status.err{display:block;background:#fdeeee;border:1px solid #f5c9c7;color:#b3312b;}

/* --------------------------------------------------------- CTA band */
.cta-band{background:var(--grad-cta);color:#fff;border-radius:var(--radius-lg);padding:44px;text-align:center;position:relative;overflow:hidden;}
.cta-band::after{content:"";position:absolute;inset:0;background:radial-gradient(520px 260px at 85% -30%,rgba(59,130,246,.35),transparent 60%);pointer-events:none;}
.cta-band > *{position:relative;z-index:1;}
.cta-band h2{color:#fff;font-size:clamp(24px,3vw,32px);font-weight:850;}
.cta-band p{color:#BFDBFE;margin-top:12px;font-size:16.5px;max-width:56ch;margin-left:auto;margin-right:auto;}
.cta-band .hero-actions{justify-content:center;}

/* --------------------------------------------------------- Footer */
.site-footer{background:#050D1A;color:#94A3B8;padding:56px 0 30px;margin-top:0;font-size:14.5px;}
.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1.2fr;gap:34px;}
.site-footer h4{color:#fff;font-size:12px;letter-spacing:.16em;text-transform:uppercase;font-weight:700;margin-bottom:14px;}
.site-footer a{color:#94A3B8;text-decoration:none;}
.site-footer a:hover{color:#fff;text-decoration:underline;}
.site-footer ul{list-style:none;padding:0;margin:0;}
.site-footer li{margin:8px 0;}
.footer-brand .mark{width:38px;height:38px;border-radius:11px;overflow:hidden;display:flex;align-items:center;justify-content:center;margin-bottom:14px;}
.footer-brand .mark img{width:100%;height:100%;object-fit:cover;}
.footer-brand b{color:#fff;font-size:16px;display:block;margin-bottom:8px;}
.footer-nap{line-height:1.8;font-style:normal;}
.footer-nap a{color:#c9d6ea;}
.footer-bottom{
  border-top:1px solid #1c2a41;margin-top:38px;padding-top:22px;
  display:flex;flex-wrap:wrap;gap:14px;justify-content:space-between;align-items:center;font-size:13px;color:#7f92ad;
}
.footer-disclaimer{margin-top:22px;font-size:12.5px;color:#71839d;line-height:1.7;max-width:78ch;}

/* Light text sections on dark bg need care */
.section .card h3,.section .value h3{color:var(--ink);}

/* --------------------------------------------------------- Responsive */
@media(max-width:960px){
  .hero-inner{grid-template-columns:1fr;gap:36px;padding:56px 0 62px;}
  .split,.founders{grid-template-columns:1fr;gap:32px;}
  .grid-4{grid-template-columns:repeat(2,1fr);}
  .grid-3{grid-template-columns:repeat(2,1fr);}
  .footer-grid{grid-template-columns:1fr 1fr;gap:28px;}
}
@media(max-width:760px){
  .nav-toggle{display:flex;}
  .nav-links,.nav-cta{
    display:none;position:absolute;top:72px;left:0;right:0;background:var(--navy);
    border-bottom:1px solid var(--line);flex-direction:column;align-items:stretch;padding:10px 18px;gap:2px;margin:0;
  }
  .nav-cta{top:auto;position:static;border:0;padding:10px 18px 16px;}
  #nav-check:checked ~ .nav-links{display:flex;box-shadow:var(--shadow);}
  #nav-check:checked ~ .nav-cta{display:flex;}
  .nav-links a{padding:12px 10px;font-size:15.5px;}
  .nav-tel{justify-content:center;}
  .grid-2,.grid-3,.grid-4{grid-template-columns:1fr;}
  .field-row{grid-template-columns:1fr;}
  .section{padding:54px 0;}
  .sheet{padding:12px 22px 38px;margin-top:-48px;}
  .form-card{padding:24px 20px;}
  .cta-band{padding:34px 22px;}
  .footer-grid{grid-template-columns:1fr;}
  .page-hero{padding:44px 0 84px;}
}
@media(prefers-reduced-motion:reduce){
  *{transition:none!important;animation:none!important;}
  html{scroll-behavior:auto;}
}